iPhone installment without a credit card: what you need
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At iStar Mobile, phone installments are a hire-purchase agreement directly with the company, not through a credit card. So you don't need a credit card or a card credit limit. You only need a few things.
What to prepare
Have these 3 things ready before your appointment at the branch.
- Your original ID card, used to verify your identity at the branch and recorded in the contract
- A working mobile number, used for contact and to log in and check your installments with an OTP code
- Your down payment, paid at the branch on the day you collect your phone. The actual amount is given after assessment
No credit bureau check, no guarantor
We don't check the credit bureau and you don't need a guarantor. Applications are assessed on the income and occupation you enter. Approval and the down payment amount follow the company's conditions.
Students, salaried employees, government employees, business owners, freelancers, riders and daily-wage workers can choose their occupation on the application. Some occupations, such as self-employed or daily-wage workers, get an extra field for a social media profile (optional) to help with the assessment.
How the installment price works
The installment price already includes the service fee and is fixed as quoted, with no separate per-installment interest. You know every installment amount from the day you sign.
The phone is enrolled in MDM (Apple Business Manager) until it is fully paid. This system does not touch your Apple ID or your personal data.
Frequently asked questions
No. Installments with iStar Mobile are a hire-purchase agreement directly with the company. You need your original ID card, a mobile number and a down payment.
No guarantor needed. Applications are assessed on income and occupation, and approval follows the company's conditions.
It's optional online, but you must bring your original card to verify at the branch on the day you collect your phone.
Ready to apply for installments?
Apply online with just one ID card and choose your own branch and appointment time.
Apply now